Ruth Jackson-Kirby

Personal Finance & Property Journalist

Ruth Jackson Kirby has been a financial journalist for 18 years. Having worked for six years at MoneyWeek covering all aspects of personal finance and investing, she then moved to become the deputy editor of Moneywise writing on everything from funerals to gold. In 2013 Ruth became a freelance financial and property journalist writing regularly for The Mail on Sunday, The Sunday Times, The Times, Good Housekeeping, Moneywise, MoneyWeek and here at the HomeOwners Alliance.

Latest Articles by Ruth

loft insulation costs

Loft insulation costs

Our 2024 HomeOwners Survey revealed that more than a third of us have been put off improving our home’s energy efficiency because of cost. But loft insulation can be the easy win here. Research by the Energy Saving Trust found that a quarter of your home’s heat is lost through the roof in an uninsulated […]
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selling a house for cash

Selling a house for cash

Selling a house for cash Selling a house for cash means you’ll sell quicker and there is a lower risk of the sale falling through. A cash buyer is likely to have less paperwork to do and you won’t be waiting for other people along the property chain to complete. The different ways of selling a […]
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How to get an Energy Performance Certificate

Getting an Energy Performance Certificate (EPC) is essential if you want to sell or rent your home. To get an EPC Certificate you need to have your property assessed then the certificate is drawn up. Here’s everything you need to know about how to get an EPC. What is an Energy Performance Certificate? An Energy […]
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What is a Building Survey (RICS Level 3)?

A Building Survey – Structural survey or RICS Level 3 survey as it is also known – is the most thorough, detailed survey you can choose to investigate the condition of a house your are considering buying. Here’s everything you need to know to decide if you need a building survey. What is a Building […]
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what can go wrong between exchange and completion

What can go wrong between exchange and completion

What can go wrong between exchange and completion? When you make an offer on a property, or accept one on your own home, you face a stressful wait to get to exchange worrying that the deal could fall through. The latest figures from Quick Move Now show that 35% of property sales fell through in […]
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30 year mortgage

30 Year Mortgages Explained

What is a 30-year mortgage? A 30 year mortgage is a home loan which you repay over three decades. The 30 years refers to the mortgage term. It is the total time you will borrow the money for and the number of years you will make repayments for until the debt is cleared. For decades, […]
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